Embarking on the journey to homeownership is a thrilling adventure filled with excitement and anticipation.

At Bay Equity our local mortgage professionals help you find the mortgage to meet your circumstances, goals, and aspirations.

Whether you are a first-time homebuyer, repeat buyer or experienced investor, Bay Equity offers a comprehensive array of loan options, with a diverse range of financing solutions tailored to you. We can walk you through the intricacies of each loan type and help you understand the implications of each choice.

Whether purchase or refinance, we have solutions. Our conventional programs include the long-term stability of fixed-rate loans, as well as adjustable-rate offerings for more flexibility.

Bay Equity also has access to a generous selection of Down Payment Assistance (DPA) programs, including the popular FHA, VA, and USDA loans. There are also many other private and local government DPA options available, depending on your location and financial circumstances. Ask your loan officer for more details!

At Bay Equity, transparent and open communication is the cornerstone of every client relationship, and one of our company’s Core Values. Our loan officers and support teams work diligently to provide clear updates and timely responses throughout the entire process. From initial consultation to closing, we commit to making sure you feel informed and confident about your transaction.

Beyond securing a mortgage, Bay Equity is dedicated to empowering you for financial success, providing referrals to educational resources and guidance on building equity. This commitment extends beyond the transaction, fostering a lasting relationship built on shared success.

Our service doesn't just stop at the closing table. As your circumstances change through the years, we want to be your lender for life.

In the vast sea of mortgage options, Bay Equity is your beacon of personalized service. Reach out by phone or by email today. We are more than your lender – we are your partner on your journey to homeownership. Let us help you unlock the doors to your dreams.