Bay Equity News
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The U.S. Federal Reserve's decided Sept. 18 to cut baseline interest rates by .50% the first cut in more than two years. This is a promising signal for the overall economy but holds special importance in the housing market.
Although mortgage rates do not directly mirror Fed changes they tend to follow their direction over...
In recent years the impact of wildfires on American communities has grown significantly highlighting the need for proactive measures to mitigate risks and protect lives and properties.
Approximately 45 million homes are situated near or within wildland areas across the United States. Creating defensible spaces around homes - a strategic approach to managed vegetation -...
It’s hard to believe but we’re already into the fall season! The kids are back at school! Halloween and the holiday seasons are rapidly approaching! Don’t get caught by surprise.
Take advantage of the still moderate weather to do some home maintenance tasks. Tuck the house in before winter sets in! Start with a walk around...
Passed in August 2022 the federal Inflation Reduction Act (IRA) aims to address a raft of critical climate change and energy issues through substantial rebates to homeowners and businesses making energy upgrades
Though this is a federal program states will administer the funds and must apply for the grants through the U.S. Department of Energy (DOE)....
It’s a common misconception concrete pours best in hot weather when overcast damp weather and mild temperatures of autumn are better.
Moisture is very important to setting concrete and extreme heat dries the water content too quickly making the concrete weak. Cold weather can turn the water into ice. Ice expands and can crack the...
When considering a home purchase prospective homeowners must budget beyond the purchase price.
The first step is creating an overview of your current financial situation to determine how much house you can afford. A pre-approval gives you the tools to set a realistic purchase budget.
Remember: pre-qualification and pre-approval are similar words with quite different meanings....
