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Bay Equity News

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September 18, 2023
Earlier is better for fall maintenance and cleanup

It’s hard to believe but summer has already come and gone. Kids are Back to School and the leaves are starting to turn. Before you know it Halloween and the holiday season will be here. Don’t get caught by surprise!

Take the time now to tackle the early fall home maintenance schedule. You can tuck the...

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September 12, 2023
Rebates could upgrade nation’s home energy

Homeowners across the United States could soon see access to substantial rebates for making energy efficiency improvements.

Passed in 2022 the Inflation Reduction Act contains a significant component of climate-focused legislation. Its two main initiatives - the Home Efficiency Rebates program and the Home Electrification and Appliance Rebates program - provide rebates of up to $14...

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August 22, 2023
Warm to the home loan possibilities with Bay Equity

With the school year on the horizon the allure of a fresh start coupled with the desire for more space and stability often drives families to explore the housing market.

The housing market has been on a rollercoaster ride for a while and lately it has been mostly uphill.

With higher mortgage rates some homeowners have...

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August 15, 2023
Reverse mortgages provide portfolio management

A reverse mortgage can be a powerful asset management tool for seniors especially during times of market volatility.

With the standby line of credit on the HUD-insured Home Equity Conversion Mortgage (HECM) seniors can access their home equity to cover household and other expenses without the need to make monthly mortgage payments.

Portfolio protection and cash...

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August 14, 2023
Sellers stay put despite favorable sales market

According to the most recent consumer sentiment surveys from Fannie Mae more people consider it a good time to sell.

However this sentiment is not translating to more listings. Home sellers were less active this July with 20.8% fewer homes newly listed for sale compared to last year.

Despite the highest mortgage rates in more than a...

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August 2, 2023
Staying prepared for when it's time to sell your home

After more than two long years of fierce competition sky-high costs and intense bidding wars the pandemic housing craze screeched to a sudden halt in the spring of 2022.

With inflation on the rise the Federal Reserve began hiking its baseline interest rates. Mortgage rates followed and monthly house payments doubled in a matter of...

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