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Bay Equity News

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July 11, 2024
Prepare yourself for unanticipated new home expenses

Becoming a homeowner is an exciting milestone symbolizing independence stability and the fulfillment of long-held dreams.

Amid the joy however many first-time buyers are taken aback by unanticipated expense. While diligently budgeting for mortgage payments property taxes and insurance homeowners often underestimate or overlook these additional costs.

Commonly cited are maintenance and repairs. While renting generally...

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June 27, 2024
Slower price growth key to normalizing housing market

For the first time since the start of the Covid-19 pandemic U.S. home prices are showing signs of stabilizing.

For the four weeks ending June 23 only about 2/3 of homes sold for more than asking price the lowest share since June of 2020. Annual home price growth slipped to 4.6% in May from 5.3%...

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June 17, 2024
Weathering the storm: Climate and homeownership

In recent years the frequency and intensity of climate events have escalated leaving many homeowners grappling with the aftermath.

From hurricanes and floods to wildfires and heatwaves extreme weather conditions pose both immediate dangers and lasting repercussions.

A recent survey from Fannie Mae's Economic & Strategic Research (ESR) Group found nearly half of homeowners are...

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June 16, 2024
Read the fine print before buying a home warranty

Spend any amount of time watching television and you’re likely to encounter a barrage of advertisements for home warranties.

Well-written and engaging the ads play on consumers’ well-founded fears of suddenly being faced with a major repair bill on an appliance or vital home system.

Homeowners insurance is required with every mortgage loan. Homeowners insurance steps...

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May 8, 2024
Don’t let foundation issues slip through the cracks

Foundations are crucial to the structural integrity of your house and any possible damage should be addressed promptly to prevent further complications.

While cracks in foundations are not uncommon and can be caused by various factors such as soil settlement water damage or poor construction it's essential to take action to mitigate potential risks.


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April 29, 2024
Housing represents an outsized piece of the complex inflation puzzle

Despite some whispers of caution there have been many signs of progress in the broader inflation landscape in the past 12 months..

The Federal Reserve’s decision to elevate its baseline interest rates has led to a moderation in prices across various sectors. Supply chain disruptions have eased leading to stabilized prices for groceries and other consumer...

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