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November 19, 2024
Keep cool with regular refrigerator maintenance

With an average lifespan of 10 to 18 years the longevity of a refrigerator largely depends on the level of maintenance it receives.

Taking a few minutes to perform some simple upkeep can lead to major savings on energy costs and avoid expensive refrigerator repair bills down the line.

• Clean the coils: The condenser coils are...

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November 12, 2024
Fed cuts set the stage for buyer and seller dynamics

On Nov. 6 the Fed cut interest rates by 0.25% down to a range of 4.5% to 4.75%. With inflation just shy of the Fed's 2% goal the move should provide some relief for borrowers. The Fed is widely expected to continue cutting rates into 2025 which could snowball into bigger savings.

While the Fed...

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November 11, 2024
Bay Equity serves those who serve the U.S. military

This Veterans Day Bay Equity Home Loans extends its deepest gratitude to all past and present members of the military the National Guard reservists surviving spouses and their families. Your service and sacrifice mean the world to us.

Bay Equity is proud to have a team of loan officers who are experts in the latest home...

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October 28, 2024
Consumer spending maintains momentum as holidays approach

As we approach the holiday season the U.S. economy appears to be holding its ground.

Consumer spending which accounts for about two-thirds of all economic activity continues to show resilience. Despite negative attitudes on the economy expressed in many polls retail sales have shown steady growth driven by a strong labor market and higher wages.

As...

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October 23, 2024
Regular cleaning for your dishwasher

Scary smells emanating from your dishwasher this Halloween?

The most likely cause of the malodor is often the dishwasher itself. You can remove the funk with regular dishwasher maintenance.

It may sound counterintuitive but there are a lot of places on a dishwasher water never sees as well as some filters to be removed and cleaned.

To begin...

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October 7, 2024
Fed slashing rates could raise all economic boats

The U.S. Federal Reserve's decided Sept. 18 to cut baseline interest rates by .50% the first cut in more than two years. This is a promising signal for the overall economy but holds special importance in the housing market.

Although mortgage rates do not directly mirror Fed changes they tend to follow their direction over...

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