You’ve done it once.
Let us help you do it again.


As a current homeowner, there are a lot of things you need to know when it comes to your current house and the loan that goes with it. Have no fear. We’re here to help you navigate the unknown.
Renegotiate the Terms of Your Home Loan - Refinance Your Mortage | Bay Equity Home Loans

Refinance mortgage


A home refinance loan allows you to renegotiate the terms of your current debt obligation, replacing one agreement with another. Whether you want to take advantage of a better interest rate or consolidate other debt, a home refinance is a great option for reducing your monthly payments or freeing up some cash.

Discover the Different Types of Home Loans - Get a Home Loan | Bay Equity Home Loans

Home loan


Buying a home is a substantial financial investment. And unless you have access to large amounts of liquid funds, you’re likely going to need a home loan to make your dream come true. So, let us help you learn about the many types of home mortgage loans and find the one that’s just right for you.

Secure Another Home Loan - Get a Second-Home Loan | Bay Equity Home Loans

Second-home loan


Make no mistake, buying a second home has just as many hurdles as your first-time experience. Because nobody is an expert the second time around, we’re here to show you how to buy a second home, coaching you on everything you need to know about securing that second-home mortgage.

Turn Your Home Equity into Cash - Get a Reverse Mortgage | Bay Equity Home Loans

Reverse mortgage


For homeowners ages 62 or older, a reverse mortgage loan is a home loan that turns your home’s equity into cash. Let us show you how to turn your home’s value into a one-time sum, a line of credit or any of the other reverse mortgage solutions available.

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