Bay Equity Home Loans thanks all past and present members of the military service organizations, the National Guard, reservists, and surviving spouses and families.

The Department of Veterans Affairs (VA) has many home loan programs available for active, retired or reserve members of the military.

VA lending rules include some important differences in credit scoring, down payment requirements and interest rates and Bay Equity has many loan officers educated on the most up-to-date rules and regulations.

Refinances from conventional to VA or VA to VA loans are possible, as well. Refinancing can potentially reduce the interest rate, payment, and overall interest. It’s a great option for many military members.

Veterans may also consider “Giving to Heroes,” Bay Equity’s exclusive credit-back loan program for active or retired military members and other several service-focused professionals. Qualified participants receive discounted closing costs and a partial refund of real estate agent commissions.

Remember: The VA loan is not the only veterans’ loan program available! Our Bay Equity teams are in the know about additional programs in their cities, states, and regions – whether it’s lower interest rates, zero-interest loans or other benefits.

If you're an active or retired service member or reservist looking for home financing, please call Bay Equity today.

Men and women of the armed services, please accept our heartfelt and genuine thanks!

We're here to get you home.

Bay Equity Home Loans supports all former and current women and men in military service at home and abroad, whether in times of crisis or times of calm. Bay Equity proudly donates a portion of each closed VA and FHA loan to the Warrior Foundation Freedom Station, a transitional housing community for injured veterans.